Senior Officer CB CAD First Abu Dhabi Bank

Generic Accountability

• Encoding/Authorizing of credit limits related to credit facilities and ensuring accurate detailing before inputting/authorizing the same into the Bank’s system.
• Maintaining accuracy with regards to application of interest rates, commission, charges and management fees.
• Processing/Authorizing day-to-day transactions – Loan draw downs, processing tickets, Progress Payment Certificate discounting and dropping and adjusting overdraft against shares as per daily shares valuation report.
• Carrying out monthly activities such as review of limits in GLCMS, amendment of interest rates of Overdraft pricing linked to Fixed Deposit and deferring loan instalments or extending loan maturity date. ROLE DETAILS Functional title: Senior Officer – Credit Control No. of Direct Reports: 0 Corporate Title: Senior Officer No. of Total Reports: 0 Grade: A Location: Group Function: Credit Group Evaluated on: Sub Department: Credit Administration Group Reports To/Line Manager: Head of Personal Banking CAD.
• Liaising with FINCON for provisioning of accounts, customer grade changes, suspension of interest changes and passing write-off entries.
• Issuing IOMs to TBO-Loans for loan draw downs, repayment changes, loan settlements and collection of multiple fees like management fees, commitment fees, processing fees.
• Issuing instructions to TBO-ACC for release of excess margin held against facilities as per approval.
• Issuing Liability and No Liability Letters for the customers.
• Maintaining Bank and Country Limits as per approval.
• Maintaining up to date interest rates codes in the Bank’s system.
• Preparing Monthly Activity Report on rotation illustrating the total volume of transactions processed by the department in each month.
• Preparing and analyzing various reports requested by the Unit Head/HOCAD/Senior Management.

Internal Officer CB CAD

• Risk Management Unit, Operations, Treasury, Islamic Banking, SME & Personal Banking Group, Trade Finance Department, Relationship Managers, Credit Mid Office, IT, CCS, Legal Dept.

External

• Insurance companies, FAB Broker & Real Estate Companies.

Specific Accountability

• Adherence to credit policies and procedures.
• Turn Around Time for processing documentation & limits encoding requests.
• Monitoring expiring / expired guarantees in favor of the Bank.
• Contribution to business growth by supporting CIB.
• Timely submission of reports.
• Provide full guidance, training, technical support & interpretation of credit policy & work procedures to team members and new staff.