Senior Analyst Credit First Abu Dhabi Bank

First Abu Dhabi Bank is presently recruiting suitably qualified and skilled candidate for the role of Senior Analyst Credit. The role holder is responsible to enable the assessment and credit decisions relating to unsecured credit facilities, credit cards, Personal loans.

Responsibilities of Senior Analyst Credit

• Ensure high and accurate Pre-screening of Cards / Loans applications and analyse credit proposal within the policy guidelines and within acceptable timeframe as per agreed SLA.
• Ensures discrepancies/ Fraudulent applications are escalate to line Manager and internal Fraud control Unit.
• Conducts telephonic and / or field verification to check the authenticity of information and documentation provided by the applicant
• Prepare detailed notes for recommendation and escalate to next level for accurate decisioning.
• Coordinates with internal customers Business Unit, CAD and collection to ensure adherence to guidelines and that all requests are attend to in a prompt and professional manner and within the agreed timelines.
• Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are achieved during the course of the year.
• Identifies training and development requirements for self and agrees on them with the reporting manager to ensure that the required trainings are arranged and attended.
• Strives to achieve with the highest levels of proficiency on all the competencies and skills required to perform the role.
• Keeps abreast of professional developments, new techniques and current issues through related trainings.
• Number of credit proposals reviewed.
• Turnaround time for reviewing applications.
• Adherence to policies, processes, and procedure of FAB.
• Minimal or nil error rates.

Role Requirements

The requirements of Senior Analyst Credit are as under:

• Bachelor’s degree in Business Administration, management, Banking or any related discipline.
• Minimum of 2 years of experience.

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