ICG Risk Analysis (IRAU) Credit Risk Analyst Citibank UAE

Job Detail

Job ID 3957
Career Level Intermediate
Experience Fresh
Gender Female|Male

Job Description

Citibank is presently recruiting suitably qualified and skilled candidate for the role of ICG Risk Analysis (IRAU) Credit Risk Analyst. The job holder is responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing. This role has responsibility for the portfolio of Specific Industry Relationships and the role reports directly to the ICG Risk Analysis (IRAU) Credit Risk Team Lead of respective industry.

Responsibilities of Credit Risk Analyst

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners.
Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICG Risk Analysis Voice of the Employee (VOE) initiatives.
Travel (less than 10%).

Requirements of Credit Risk Analyst

BA/BSc or higher degree in Business (MBA), or any other related subject.
3-4 years of experience in similar role.

Skills and Knowledge Desired

Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Displays basic industry research capabilities, including risk and key drivers
Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly.
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Proven culture carrier
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills

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