Branch Sales Executive, Abu Dhabi Islamic Bank UAE

Abu Dhabi Islamic Bank (ADIB) presently has a job opening for eligible candidate for position of Branch Sales Executive (Outsource Role) in UAE. This job has been posted on a company’s career page on 25 October 2023 and now open for all aspiring candidates.

Job Purpose of A Branch Sales Executive

To source Personal Finance Application from the local market and sourcing of business should be within ADIB permitted policy and procedure.

Job Duties of A Branch Sales Executive

• To source New to Bank Personal Finance, Covered Cards, Auto & Takaful  products to the specified target segment and achieve or exceed the assigned target.
• To prepare & maintain DSR (Daily Sales Report) for the entire visited customers & company visits.
• Create and maintain good relationship with all the business entities or individuals where the business sourced.
• To visit potential companies / institutions, to finalize business deals within the targeted turnaround time based on ADIB policy & procedure and give feedback to RSS.
• Full awareness on product knowledge and implementing them at all times.
• Deliver a timely prompt service to the customers.
• Adhere with stipulated office timing, follow strictly, secrecy norms, maintain data confidentiality & be presentable.
• DSR should be submitted to the respective Branch Manager by end of day with complete details.
• The above will be observed and non-compliance will be escalated.
• Prepare and review standard credit application and ensure all information provided are accurate and ensure authenticity of the critical documents prior sending to PU for processing.
• Follow the approval process and escalate the delay to BM/OSM, if any.
• Execute Murabaha contract with the customer representing ADIB.
• Prepare the file as per the check list, forward card allocation for card issuance through the coordinators within 24 hours of completing signing formalities with customer.
• Check the Finance disbursement and notify the BM/OSM in case of delay.
• To maintain a good rapport with Inter-department / peers by ensuring a smooth flow of business.
• To participate in activities assigned by your BM/OSM /line manager during promotions.
• Initiate cross-sell other banking products on best efforts basis (when required).
• Escalate customer complaints to the supervisor level immediately, if any.

Who Can Apply?

Qualification

• Bachelor’s degree in relevant field.

Experience

• 3-4 years of experience in sales and marketing.

Skills & Knowledge Desired

• Broad knowledge of ADIB’s PF and other RBG products & services.
• Fair knowledge of service standards, Sales skills and Computer skills.
• Good Knowledge of UAE banking practices, regulations & risks.
• Thorough Knowledge of all the Regulations issued by Central Bank of UAE.
• General awareness of competitors in the local market.

Islamic Finance Executive (Cards Sales), Abu Dhabi Islamic Bank UAE