Credit Manager Corporate Banking Commercial Bank of Dubai

Full time @Commercial Bank of Dubai
  • Dubai, UAE View on Map
  • Post Date : February 29, 2024
  • Apply Before : February 28, 2025
  • Salary: د.إ1,000,025,000.0 - د.إ1,000,025,000.0 / Monthly
  • 0 Application(s)
  • View(s) 60
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Job Detail

  • Job ID 9729
  • Career Level  Intermediate
  • Experience  Fresh
  • Gender  Female|Male

Job Description

Credit Manager Corporate Banking at Commercial Bank of Dubai is responsible to conduct assessments of completed credit proposals related to Corporate Banking Segment. Applications are usually complex, of a significant value with multiple entities involved in various lines of trade. Analysis is conducted through the application of well developed investigative and analytical skills and processes. Their findings will form the basis of ultimate decision making.

Responsibilities of Credit Manager Corporate Banking

  • Receives credit proposals for corporate banking and examines them to ensure completeness of supporting information/ documents and compliance with Bank’s requirements.
  • Undertakes detailed analysis of proposals by strictly adhering to: Basic principles of lending, Bank’s procedures & Policies, UAE Central Bank Rules, Regulations wherever applicable, and assess quality and proper asset selection.
  • Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals
  • Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis
  • Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Team Leaders, ensuring accuracy and completeness.
  • Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
  • Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads
  • Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements.

Requirements of Credit Manager Corporate Banking

  • Bachelors Degree any discipline.
  • 5 year’s finance experience with 4 years in general banking and 1 years in the Credit function.

Skills and Knowledge Desired

  • Strong communication skills.
  • Arabic would be an advantage.
  • Strong Analytical/ Report writing skills.
  • Computer literate with strong working knowledge of business software applications, particularly spreadsheets.

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