Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) presently has a job opening for eligible candidate for position of Credit Manager in UAE. This job has been posted on a company’s career page on 17 October 2023 and now open for all aspiring and desirous candidates.
Job Purpose of A Credit Manager
- Role includes review customers’ Credit Applications.
- Ensure accuracy of data, conduct in depth financial and non-financial analysis for companies to establish risks and provide mitigants.
- Discuss findings with Business team to ensure alignment before approving or recommending the financing package.
Job Duties of A Credit Manager
- To review credit applications of companies with a Turnover less than AED 250Mn and ensure that it is in consistent with credit programs, TM RAC, bank’s policy, central bank regulations.
- Collaborate with the Business to make sure receiving complete set of documents required for review or analyses of the credit application.
- Identify risk factors, discuss with business mitigations to ensure Credit soundness of proposals.
- Conduct site visits to customers as per the grid to evaluate the quality of the management / operations & credit worthiness.
- Provides in depth analysis and sound decision, add value to the analysis of the credit proposals.
- Approving the credit proposals up to the designated limit (AED 10M) or recommending the proposals to the higher approving limit.
- Work closely with the business in a consultative and proactive manner to ensure credit procedure & policies are effectively implemented & desired standards are met.
- Contribute to achieve the department objectives, goals & policies.
- Conduct any other assignments assigned by line manager.
Who Can Apply?
Qualification
- Bachelor’s degree in relevant field.
Experience
- 4-5 years of experience in related field.
Skills & Knowledge Desired
- Excellent judgement, communication and interpersonal skills.
- Initiative, analytical & risk evaluation or mitigation.
- Good analytical and technical skills.
- English Language (Arabic is plus).
- Excellent communication and interpersonal skills.